Home Loan Repayment Calculator Australia

What if your rate changes?

How the calculation works

Principal and interest repayments use the standard amortisation formula: payment = P x r / (1 - (1 + r)^-n), where P is the loan amount, r is the monthly rate and n is the number of monthly payments. Interest only repayments are P x r each month, and the full loan is still owed at the end of the interest only period.

Results are estimates. Fees, offset accounts, redraw, rate changes and lender rounding are not included. Confirm figures with your lender.

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